Retirement Planning For Individuals Over Age 45

Reduce Tax
Invest Smarter
Optimize Income

Why R.H. Kilburn & Associates?

Retirement Planning


We adhere to Standards of Professional Responsibility, including a Code of Ethics and Rules of Conduct.

Certified Financial Planner Saskatchewan


Less than 25% of Financial Advisors are CERTIFIED FINANICAL PLANNER® Professionals.*


Retirement income


Unbundle your cost of investing and advisory fee to increase transparency and reduce conflicts of interest.

Certified Finanical Planner Saskatoon


Longest running financial planning practice at IG Wealth Management with a combined 120 years of service and excellence.

Retirement planning

Retirement Planning Case Studies

Learn more about the people we serve

(Note: These case studies are hypothetical, do not involve an IG Private Wealth client, and should not be construed as a guarantee.)

Retirement income planning Saskatchewan

Work Optional

Mark and Jennifer don’t have a set retirement date.  Not because they can’t retire, but because they’re not sure when (or if) they want to stop working.  Mark is a tenured professor at the U of S and Jennifer is a respected physician. They both enjoy their careers — their work adds value...

Case Study #1

Certified Financial Planner Saskatchewan


Dan and Laura recently retired from rewarding careers and have lots of plans for the future. They want to ensure that their retirement plan not only enables the lifestyle they have envisioned in retirement but that they have a plan to make sure they never run out of money. Reducing taxes, improving... 

Case Study #2

Retirement planning

Nearing Retirement

After accumulating wealth throughout the years at Sasktel, Carol began thinking about retirement.  She currently holds a variety of investment accounts, PEPP pension, RRSP and TFSA account. She has three adult children (one still in college) and two grandkids. Carol lives modestly...

Case Study #3

Investment planning for business owners

Selling the Business

After 30 years of running a successful second generation autobody shop in Regina, Paul & Samantha have decided it is time to hand over the reins to their son, Jake.  They want to receive fair market value for their business and at the same time want to be sure Jake won't be burdened with monthly debt...

Case Study #4

Financial planning divorce


The thought of starting over had never crossed Judy's mind.  So when this major life transition was pushed into the spot light, Judy's first reaction was to reach out to her trusted family and friends for emotional support  Once the initial shock had settled, Judy began to put the pieces..

Case Study #5

Retirement planning

Financial Planning Services

Investment management
Retirement Planning
Tax Planning
Estate Planning
Insurnace Optimization
Retirement Income
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