Our investment solutions are carefully designed to help investors reduce risk, improve returns, and create a reliable income stream.
We achieve these results by following three principals:
1) Keep costs low
It is important to our team that we consistently provide value that outweighs what you pay. We achieve this through sound financial planning advice and competitive investment solutions typically not available to individual investors. Learn more about our iProfile, Risk Parity Pools and Discretionary Investment Solutions below.
2) Tax Efficient Investments
Structuring your investment portfolio for tax efficiency is often overlooked. We will analyze your portfolio to ensure it is built in a way to minimize turnover while maximizing tax deferral and tax savings. This includes strategies like tax-loss harvesting, utilizing corporate class investments in your non-registered accounts and analyzing your equity/fixed income registered holdings for inefficiencies. (RRSP, TFSA, LIRA etc.)
3) Proper Asset Allocation
Proper asset allocation should compare your willingness to take risk to how your funds are invested. Specifically, what is your mix of equity, fixed income and cash and what are your underlying asset allocations. (Geographic, sector, real-estate etc.)
In plain English, don't put all of your nest egg in one basket.
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Exclusive access to global investment management expertise
iProfile Managed Solutions
This exclusive managed asset program gives clients access to world class money managers not typically accessible to individual investors. iProfile is the foundation of our high net worth offering based on a globally diversified mix of asset classes that aim to deliver superior risk-adjusted returns over the long term.
Azure Managed Investments
Azure Managed Investments are discretionary managed accounts that allow clients to delegate responsibility for day-to-day investment decisions to a portfolio manager. This solution was created to meet the needs of high-net worth clients seeking more sophistication, tax harvesting opportunities and increase diversification.
IG PanAgora Risk Parity Private Pool
Risk parity is an approach to investment portfolio management which focuses on allocation of risk, usually defined as volatility, rather than allocation of capital. Different from a conventional 60/40% stocks and bonds portfolio mix, risk allocation is spread equally across asset classes like stocks, bonds and commodities.
For those looking for a bit more control, we offer personalized brokerage services and products ranging from common and preferred stocks listed on major North American stock exchanges, GICs, strip bonds, bankers’ acceptance and commercial paper, bonds and debentures (federal, provincial and corporate), Government of Canada treasury bills and U.S. denominated bonds and treasury bills.
👉 Want to learn more about how we optimize investments? Click here to get your Free Retirement Assessment.