Retire with clarity

Reduce Tax - Invest Smarter - Optimize Retirement Income 

You have worked hard to grow your wealth, now it's time to create a plan to keep it.

Create a sustainable retirement paycheque to retire with confidence and on your terms.

Investments are a matter of opinion, taxes are a matter of fact.  Don't pay any more taxes than you legally have to!

Avoid hot trends and bubbles by investing with proven strategies that stand the test of time.

Michael Isbister, CFP®


I’m a CERTIFIED FINANCIAL PLANNER ® Professional who specializes in retirement planning for individuals and families over age 45.

I have been in the financial service industry for over a decade helping Canadians create and implement a sustainable retirement strategy.

Working with the team at R.H Kilburn & Associates, we help our clients reduce tax, invest smarter and optimize their income.

It has been my personal and professional goal to educate and empower Canadians to make informed decisions during their retirement journey.


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Does a mustache make you better at fishing?

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