Tax Planning

SERVICES

Retirement Planning

IG Living Plan Snapshot

Tax Planning 

Investment Management

Insurance Optimization

Estate  Planning

Pension Analysis

Without careful planning, it's very possible to have a higher tax bill in retirement than as a working professional.

Our tax planning services aim to help keep taxes low today and in retirement. We accomplish this through:

 

1. Annual Tax Review (October - December)

2. Annual TFSA Maximization 

3.  Coordination & Timing of Income Streams (e.g. Pension, Canada Pension Plan, OAS Claw back minimization, RRIF minimum, Early RRSP deregistration, Income splitting, Non-refundable tax credits, Holding company incomes)

4.  Asset Allocation 

 

5.  Charitable Giving Strategies

 

6. Estate Planning Reviews (Big Tax vs Little Tax)    

We also stay up-to-date with the ever-changing tax laws to ensure you are taking advantage of every opportunity.

👉 Want to learn more about lowering your tax bill in retirement? Click here to get your Free Retirement Assessment.